FDCPA Violations Holding You Back?
The Fair Debt Collection Practices Act (FDCPA) outlines standards debt collectors must adhere to. It was enacted to prohibit debt collectors from harassing, oppressing, or abusing you.
Common forms of harassment include:
- repeated phone calls that are abusive
- threatening violence towards you
- repeated use of obscene language
- calling you outside of permitted hours
The good news is if you’ve been subjected to any of the above, you can sue the debt collector & if you’re successful, they will have to pay you damages + cover your attorney’s fees.
Common FDCPA Violations
- Continued attempts to collect a debt that isn't yours, or is no longer owed
- Calling you before 8am or after 9pm
- Illegal or unethical communication tactics (like what's outlined above)
- Failure to send a written debt validation notice (which includes the amount owed, name of creditor, and a notice of your rights to dispute the debt within 30 days)
- Making false statements, like claiming the debt is greater than it actually is
- False representation
- Excessive phone calls
- Contacting you at work even though you've told them not to
Let us protect your rights
Don't let these other companies get away with violating the FDCPA and causing you financial & emotional distress. We're ready to fight, are you?
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